SCALLOPED POTATOES & HAM

6 med potatoes, peeled & sliced
1/4 c chopped onion
2 c diced cooked ham
3 T marg/butter
3 T flour
1 t salt
1/4 t pepper
1 T marg
2 1/2 c milk
1 c shredded cheese

-Place sliced potatoes in greased 9X13 pan
-Add ham and onion
-Make white sauce (whisk 3 T butter, flour, salt and pepper in pan on stove and cook until thickened and bubbly but not browned – stirring constantly)
-Pour over potatoes, stir and season to taste.
-(to cook NOW follow baking directions) To freeze: place in 2 gallon ziploc bag.

(thaw) Bake at 350 for 45 min. Add cheese to top for last 15 min of baking. Serves 6